Home and Contents Insurance

There are two main options to consider when insuring your home and contents: a Defined Event policy or a more extensive Accidental Damage policy. We'll guide you through both and recommend the cover that best suits your home, possessions and lifestyle.

A Defined Event policy lists specific events that can cause damage to your home and contents. You generally won't be covered for events that aren't listed - although most policies allow optional add-ons. Commonly listed events include fire, storm, lightning, earthquake, theft, flood, food spoilage, explosion and malicious damage.

Accidental Damage cover includes everything in a Defined Event policy plus protection against accidental loss or damage. It also includes contents cover Australia-wide, giving you confidence that your valuables are protected whether they're at home or with you on the move.