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Business Property Insurance
Protecting your physical assets, premises and operations - covering everything from buildings and stock to equipment and business interruption costs.
Protecting Your Assets, Premises and Operations
One of your key roles as a business owner is ensuring your company's risks are well managed and mitigated. Your physical assets - the buildings, equipment, stock and contents that keep your business running - represent significant investment that needs protecting.
Maxton Insurance Brokers have extensive experience and expertise arranging Business Property Insurance for a diverse range of commercial entities. We know what questions to ask to fully understand the nature of your operations and industry so we can customise a comprehensive insurance program that meets your requirements.
Why Business Property Insurance Matters
Every business relies on physical assets to operate. Whether it's the premises you trade from, the equipment you use, the stock you hold or the fixtures and fittings that make your space functional - damage, theft or loss of these assets can bring operations to a halt.
A fire, flood, break-in or equipment failure can have consequences that extend far beyond the immediate damage. Lost trading time, relocation costs, supply chain disruption and customer impact can all compound the problem. The right property insurance ensures you can recover quickly and get back to business.
Understanding Your Coverage Options
What May Be Included in Your Policy:
Buildings - protection for owned premises against damage or destruction
Fixtures and fittings - cover for permanent installations and fit-outs
Contents and stock - protection for inventory, furniture and business contents
Machinery breakdown - cover for mechanical and electrical equipment failure
Electronic equipment - protection for computers, technology and specialist electronics
Theft - cover for stolen property and break-in damage
Glass breakage - protection for shopfronts, windows and glass features
Business interruption - cover for lost profits during recovery periods
Relocation costs - expenses associated with temporary premises
Loss of profits - protection against income loss following an insured event