General Property Insurance

For many professionals, the ability to earn depends entirely on the equipment they carry. Whether you're a tradie with a vehicle full of power tools, a photographer with high-value camera gear, a musician touring with instruments, or a medical professional with portable diagnostic equipment - your kit isn't just an asset, it's your livelihood.

General Property Insurance provides coverage for loss or damage to portable equipment, ensuring that when something happens to the gear you depend on, you're not left unable to work or facing significant replacement costs out of pocket.

Unlike businesses with fixed premises and stationary equipment, many professionals carry their most valuable assets with them every day. That portability creates flexibility, but it also creates risk.

Tools left in a vehicle can be stolen. Electronic equipment can be damaged in transit. Specialised gear can be lost, broken or simply disappear from a busy worksite. For professionals whose income depends on having the right equipment available and working, even a short period without it can mean lost jobs and lost revenue.

General Property Insurance is designed for equipment that moves with you - from job to job, location to location, or venue to venue. Whether your gear travels in a work vehicle, gets set up at client premises, or accompanies you to events and functions, the right policy ensures it's protected wherever your work takes you.

Different professions have different equipment needs and risk profiles. A sole trader electrician has different coverage requirements than a wedding photographer or a mobile DJ. The right policy should reflect the specific nature of your work and the value of the equipment you rely on.